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The NISM exam is organized by the National Institute of Securities Market. The goal of the NISM Exam is to establish a minimum level of knowledge for all candidates involved in the sale and distribution of mutual funds, including individual mutual fund distributors, staff members of companies that sell and distribute mutual funds, and employees of asset management companies (AMC), particularly those involved in mutual fund sales and distribution. The accreditation aims to improve the industry's distribution, sales quality, and associated support services. Eligibility Criteria for NISM VA Certification Exam The National Institute of Securities Market's (NISM) recommendations: Candidates should be at least 18 years old if they want to become a distributor or advisor of mutual funds.  According to the Association of Mutual Funds (AMFI) website, there are no defined educational requirements. Modes to appear in NISM Exam  One can take the test in either Hindi or English, according t

  Kotak Health Insurance Plans started in the year 2015 after getting the license from IRDI. Kotak Insurance came up with a host of plans which had something or the other for every age group. Due to these plans, Kotak Health Insurance has established its wide presence across the country. The company comes up with a wide spectrum of non-life insurance plans that are designed with the intention of meeting each and every requirement of the customer. This includes health insurance plans, car insurance plans and bike insurance plans. W hat are the tax benefits of Kotak health Insurance ? Under Kotak Health Insurance, a person gets many tax benefits – Deduction as per Section 80D: Medical Expenses Deduction ·        80D deduction is applicable only for medical insurance policies. These deductions are mentioned as follows:- ·        If you pay insurance premiums for yourself, your spouse and your children, you can claim a maximum tax deduction of ₹25,000 per year. In case of senior

 Difference between Equity and Debt Funds Equity funds and debt funds are two types of mutual funds that invest in different types of securities. Equity funds invest in stocks, while debt funds invest in bonds and other fixed income securities. Further, we will discuss the key differences between equity and debt funds. Firstly, let's read about - What are Equity and Debt Funds ? Equity funds are mutual funds that invest in stocks of publicly traded companies. These funds can be further categorized into different types of funds, such as large-cap, mid-cap, small-cap, and sector-specific funds. Debt funds, on the other hand, invest in fixed income securities such as bonds, debentures, and other debt instruments issued by companies, banks, and governments. Let’s read about their differences - Risk and Return Equity funds are generally considered to be more risky than debt funds. This is because stocks can be volatile and their value can fluctuate based on a variety of factor

  With MF investments on a consistent rise in the country, mutual fund distribution has emerged as a lucrative career option for many. It allows one to be their own boss and earn a handsome living by onboarding clients and helping them invest in mutual fund schemes. If you are also seeking to start an MF distribution business, then you have landed on the right page. Here you will learn everything you need to know to become a mutual fund distributor . So, without any further ado, let us first understand the need for an MF advisor or distributor.  Need for Mutual Fund Distributors Investors need MF distributors for a range of reasons. The most significant of these are mentioned below:  Analyze Financial Health: Mutual fund distributors help their clients understand their current financial health by assessing financial assets, liabilities, income, and expenses. They also take into account future financial obligations to fully comprehend an individual's financial well-being.  Evaluate

  Finding a health insurance company that can meet everyone's demands is difficult because every health insurance company differs from the others in some manner. Depending on their needs and health objectives, many people have different definitions of the best health insurance provider. For instance, some consumers might favor one insurance provider over another due to the size of its partner hospital network that offers cashless claim services, while others would place more importance on the standard of the services offered or the accessibility of customer support. Here are some of India’s top health insurance companies.  IFFCO Tokio General Insurance In 2000, IFFCO-TOKIO and Tokio Marine Asia launched a joint venture company. In the company, IFFCO and Tokio Marine Asia each own 51% and 49% of the shares. The company has over 1400 hospitals in its network and a claim settlement ratio of 96.33 percent.  Manipal Cigna Health Insurance  An increasing number of people are now opting f

  The mutual fund industry in India is booming and there lies an amazing career opportunity for you. Start your own mutual fund distribution business and feel complete financial freedom. Mutual fund distributors earn handsome commissions on mutual fund investments of their clients. If you think you have what it takes to become a successful mutual fund distributor, then start your journey today. Now you may be wondering about the process. Well, here it is:  Get NISM Certification  Not sure what is NISM certification ? NISM or the National Institute of Securities Markets is a trust established by SEBI in 2006 to offer mandatory certification for individuals in the securities market. You can register for the exam on the official NISM website. While there are several courses or certifications available, the NISM Series V A certification exam is the one essential to become a mutual fund distributor .  Apply for ARN Number Not sure what is ARN code? ARN number or ARN code , short for AMFI re